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Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk. You can compare our loans to other short-term lenders.

Short term loans from
Diamond Financial Services

New customers can borrow up to £300.
Existing customers can apply by contacting their Agent.

£100 £500

Representative 433.45% APR

Representative Example: Total Amount of Credit - £300 | Duration of agreement - 33 Weeks | Interest Rate - 65% fixed | 33 weekly repayments of £15 | Total Amount payable - £495

Applying won't affect your credit score.

Not all applications will be approved for a loan. An offer of credit is subject to status and affordability checks.

Loan Amount:
Weeks:
Weekly Rate:
Final Payment:
Charge For Credit:
Total Amount Payable:
Interest Rate:
% Per Annum:
APR Representative:

Why
Choose
Us?

HERE'S SOME REASONS

Trusted

A local company run by people who care—because to us, you're not
just a number, you're part of our community.

No Late Fees

Because we believe in fair and transparent lending, helping you stay
in control of your finances without unnecessary penalties.

Authorised and Regulated

Authorised and regulated by the FCA, committed to fair treatment
and positive customer outcomes.

Fast

Quick, easy, and hassle-free loans to fit your needs.

Convenient

Cash delivered to your door or sent straight to your bank, with a
friendly agent on hand to help every step of the way.

What Our Customers Say.

Don't just take our word for it, hear what our customers say about us.

Smartphone showing online loan application - Diamond Financial Services mobile process

How Diamond Financial Works?

Step 1: Apply online for a short term loan with Diamond Financial Services
Apply Online

Applying for a loan with Diamond Financial Services is easy. You can fill in your details online via our application form by clicking "Apply Here"

Step 2: Affordability and identity checks by a local agent
Affordability Checks

If your application has been approved in principle, your local agent will be in touch to complete your affordability assessment and capture your identification/address details.

Step 3: Receive loan cash or bank transfer within 24 hours
Receive Your Loan

As a doorstep loan company, we can bring the loan directly to you in cash or pay it into your chosen bank account.

Step 2: Affordability and identity checks by a local agent
Repaying Your Loan

We will work with you to choose a suitable repayment amount and payment date. Loans can be repaid via card or bank payments, or one of our home collected loan agents can visit you.

What We Offer

Short term loans

New customers can borrow from £100 to £300. Existing customers can borrow from £100 to £1000. However, it’s important to borrow only what you need and can comfortably repay within the designated repayment period.

Poor credit loans

We think people are more than their credit score, which is why we consider people with poor credit too. Before applying for a loan, do your research and compare the interest rates and terms.

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Where To Spend Your Love2shop Card, Voucher, Or e-Gift Card
Smiling woman pointing left - explore payday loan alternatives

The alternative to payday loans

Diamond Financial Services are a payday loan alternative. Our short term loans range from £100 to £300 for new customers and from £100 to £1000 for existing customers, and if approved, we’ll send the money to your bank or cash at your doorstep. Typically, you need to repay a payday loan on your next payday. Not with us, you can repay your loan within six months

Thoughtful man - considering a poor credit loan with Diamond Financial Services

Can I get a loan with poor credit?

At Diamond Financial Services, we understand that poor credit can happen to anyone. That’s why we consider people with less-than-perfect credit for a loan. Apply for a loan with us today and get a decision by the next working day.

Frequently Asked Questions

Our loans are straightforward and transparent. We provide the total cost upfront, known as the total amount payable, with no hidden fees or late payment charges. Even if you miss a repayment, your balance only decreases with each payment—no additional charges will ever be applied.
As a new customer, you can apply for a loan of up to £300.
We may still be able to assist you, even if you have been declined elsewhere due to your credit score. We assess each applicant based on affordability, ensuring you can comfortably meet repayments before offering a loan.
You have 14 days to cancel your loan, starting from the day you receive it, with no penalties. Simply contact your agent, and they will arrange to collect the funds, cancelling your loan at no extra cost.
No. With a payday loan you have to pay the full principle borrowed plus interest and charges on your next payday. With our loans you spread the repayments over the next few paydays helping you get out of a debt cycle as you can budget better.
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